The changing face of insurance

Investment and insurance are usually considered to be inversely proportional. This is mainly because insurance is meant to cover your life. So even if insurance products may not offer higher returns, it always makes sense to have a cover.

On the other hand, investment is viewed as a vehicle that will help you multiply your money. Therefore, one always discusses investment in terms of returns offered.

Read on about the changing face of insurace.

Insurance for the lady of the family

When the whole world seems to be riding on 'woman power', can insurance companies remain far behind? More so at a time when even banks and financial institutions are regularly churning out innovative schemes to woo the dames? No wonder, lots of insurance schemes targeting the fair sex have been launched recently, which boast of having been designed specially for them.

In India, Bajaj Allianz Life Insurance came up with products targeting the lady breadwinner/earner of the family.
Here is an article that tells why and how Insurance for the lady of the family is important.

Confused Yet? Life Insurance Explained

Automobile insurance, which is required by state law, helps cover drivers in case of crashes. Health insurance is important because it helps cover the cost of medical care.
But life insurance? Is it necessary? And what is it exactly, since every life will eventually end?
Here are some sincere attempts to get you out of the confusion.

Read on - Confused Yet? Life Insurance Explained

9 Good Reasons For Buying Life Insurance

In the estate planning process, life insurance can provide substantial benefits at times, and at other times it is a waste of money and can actually be injurious to overall wealth planning and protection.
In defense of life insurance, here are 9 situations where life insurance can be a boon in the estate planning or family wealth management process.
Check out 9 Good Reasons For Buying Life Insurance

I hope your are convinced now!!! :-)

Sybase - DBlib to CTlib Migration Guide

Now something for techies!!!

I came across this migration guide when I was assigned a task to dig more on dblib to ctlib migration.

The book, the Open Client Client-Library Migration Guide, contains
information on how to migrate Open Client™ DB-Library™ applications
to Open Client Client-Library™.

Source : http://infocenter.sybase.com

Insurance Plans You Can Avoid

I am sure many of us are already in the "net" of the insurance "marketing people" who try to convince us to buy Mortgage Insurance, Life insurance for young kids etc.
Yes, I am calling some of our insurance advisers the marketing people, coz now a days instead of studying and understanding the financial need of the customers, they are more focused towards marketing and selling their insurance products which customers might not need.
How about some awareness on how you can avoid some of the insurance plans and plan them in a better way.
Insurance is necessary to protect you against financial calamities, not every small loss and hazard of life. So what you really need to have, financial experts say, is a term life insurance policy, as well as coverage for health and disability, your home, and autos. Still, marketers have come up with a slew of insurance products that, for the most part, are costly and unnecessary.

Unhealthy eating and Life Insurance

Body Mass Index (BMI) is a measure that the life insurance industry uses to asses a person’s shape and therefore health, when applying for a life insurance or critical illness policy. If an individual’s BMI is considered high, then they may be charged more for a policy due to the increased risk of ill health.

Plus, as a bonus, article also gives Top healthy eating tips for maintaining a healthy weight.
Take a look at How unhealthy eating can affect your life insurance cover.

Worried about Web Application Security ?Get it audited by the Experts!!!

No .. I was not trying to write entire post in Title :-)

Are you in some business that is about to introduce an online store or something that deals with extremely confidential and critical client data e.g. credit card, ssn no etc. How do you take care of online transactions, your Web servers, database servers ?? How do you make sure that your site is not a hacker's paradise ?
It is observed that even after taking lot of efforts in securing the sensitive data, there are some loop holes (let it be tiny one's) that serves as a canal for hackers to your vital information.
How about getting the site scrutinized by the experts in this field ?
The expert - SPI Dynamics is there you help you out in this.
SPI Dynamics is widely known as the web application security experts. They are the only company that focuses exclusively on Web security.

BMI : What is it ?

We hear a lot about BMI but what is it exactly and why is it important when trying to buy life insurance? BMI stands for Body Mass Index and is the ratio of an individual’s height to their weight.
So buddy .. you better get in shape before you buy Life Insurance or else you will be charged more!!!
Follow the link to know more about Body Mass Index.

Life Insurance FAQs and Glossary

Many of us look blank when come across questions like - Do I need Life Insurance ? If so, what should be the criteria of selection ? How do I select policy that is right for me ? What are my options etc.
This article answers many of this basic questions with comprehensive Glossary following the Q & A section.
Here is my published doc - Life Insurance FAQs and Glossary